Where wealth takes root.
Financial wellness
for the workforce.
Wealth Sprouts & Co. partners with employers, HR teams, and business owners to improve retention, reduce productivity loss, and deliver measurable workforce results — through credential-backed financial education your employees will actually use.
lost annually by U.S. employers due to employee financial stress
of financially stressed employees spend work hours managing personal finances
higher turnover risk among financially stressed employees
estimated cost to replace one employee
Based on workforce research from PwC, Gallup, and SHRM
Financial stress is your organization's most overlooked operating cost.
Open enrollment chaos
HR fields the same questions for two weeks because employees don't understand what they're choosing or why it matters.
Uncaptured free money
Half of eligible employees aren't capturing the full 401(k) match. That's a retention benefit you're already paying for — going completely to waste.
Distraction has a price
Employees dealing with debt, late bills, and money confusion aren't fully present. It shows in performance and morale.
Good people leave
Financial stress is one of the leading undisclosed reasons good employees quit — and most employers never find out until it's too late. One replacement costs $20,000 or more.
Your portal goes unread
Static articles aren't financial education — they're a checkbox. Nobody reads them. Nothing changes.
There's a better way
A credentialed educator. Real sessions. Behavior tracking. Measurable results. That's Wealth Sprouts.
Not ready for a full program?
Start with one session.
Three core workshops. Two premium add-ons. Each 60–75 minutes, delivered in-person or via webinar. No annual contract required to get started.
Book a Workshop →"One session that pays for itself. Employees who understand their paycheck and cash flow are more focused, less distracted, and less likely to leave."
— Workshop participant feedback
Your Money at Work
Paycheck literacy + cash flow + spending plan. Resonates at every income level. Employees finally see where their money goes.
60–75 min
All employees · Any size company
Your Benefits, Actually Explained
Health plan mechanics, HSA vs FSA, 401(k) match capture, open enrollment strategy. HR's most-repeated headache — solved in one session.
75 min
HR teams · Open enrollment season
Build Something That Lasts
Debt payoff strategy, emergency fund, retirement fundamentals. Employees leave with a specific written next step — not a list to think about someday.
60–75 min
Retention-focused employers
Debt, Credit & Your Real Options
High employee demand. Payoff strategy, credit mechanics, collections rights. Employees leave with a named target debt and a written plan. High emotional pull — employees request this one by name.
Requested by employees · High-stress industries
Raising Money-Smart Kids
The only workplace session that reaches the whole household. 529s, teaching by age group, Roth IRA for teens, take-home guides for ages 5–18. Nothing else in the market does this at a workplace level.
Working parents · Family Tier · Premium positioning
Workshop Pricing
Per session · Per team · Up to 50 employees
A complete financial wellness system — built for real behavior change.
The Wealth Sprouts annual program is a 9-module, LMS-delivered curriculum that tracks real employee behavior change and delivers a Workforce Financial Impact Report to your organization at year end. Every module follows a 4-week cycle: learn, apply, act, get support.
🌱 Full program relaunching soon · CEU Certification Track — Coming 2027, for HR, Admin & Finance Professionals
Companies that start with a workshop step naturally into the full program when they're ready.
Your Paycheck & Picture
Paycheck decoded, W-4, personal balance sheet, Day 1 net worth
Cash Flow & Spending Plan
Why budgets fail, zero-based allocation, systems over willpower
Benefits Decoded
Health plan mechanics, HSA/FSA, open enrollment strategy
Debt, Credit & Options
True cost of debt, payoff strategy, credit score mechanics
Protection & Resilience
Emergency fund, insurance review, job loss playbook
Taxes Demystified
Marginal vs effective rate, W-4, year-end actions
Retirement Fundamentals
401(k), employer match, Roth vs traditional, compound growth
Building Wealth
Index funds, dollar-cost averaging, wealth-building priority ladder
Your Personal Financial Plan
Capstone — employees build a one-page plan using 8 months of their real numbers
Not all financial wellness programs are built the same.
Typical Programs
Wealth Sprouts
Delivered by
✕ Generic vendors or EAP referrals
✓ ChFC®, RICP®, CFEI® educator
Content format
✕ Static PDFs nobody reads
✓ On-demand video + live Q&A
Product sales
✕ Often tied to upsells
✓ 100% non-sales, pure education
Personal financial plan
✕ Not included
✓ Every employee gets one
Family coverage
✕ Employee only
✓ Kids & teens via Sprouts Initiative
Built for
✕ Enterprise 500+ orgs
✓ SMBs — 10 to 300 employees
Employer reporting
✕ Little to no data
✓ Workforce Financial Impact Report
Simple pricing for every size business.
Annual contract. PEPM structure. No complex setup. No dedicated IT required.
Core
PEPM · Annual contract
Family
PEPM · Annual contract
Industry / Partner
PEPM · Annual contract
Diamond Holliday
Founder & Lead Educator, Wealth Sprouts & Co.
ChFC®
Chartered Financial Consultant
RICP®
Retirement Income Certified Professional
CFEI®
Certified Financial Education Instructor
I built Wealth Sprouts & Co. because I've spent years in financial services watching the same thing happen over and over: people arriving at major financial decisions — retirement, a health crisis, a job loss — without the foundation to handle them. Not because they weren't capable. Because nobody ever taught them.
"Where wealth takes root. Financial wellness for the workforce."
Don't have financial wellness at work?
Email us. We'll send a free resource guide and show you how to ask your employer to bring Wealth Sprouts in — or add you to our outreach list.
Ready to bring financial wellness to your team?
Book a free 20-minute call. No pressure — just a real conversation about whether we're the right fit for your team.